{"id":64,"date":"2019-09-13T18:00:41","date_gmt":"2019-09-13T18:00:41","guid":{"rendered":"http:\/\/irla.cz\/?p=64"},"modified":"2019-09-13T18:00:41","modified_gmt":"2019-09-13T18:00:41","slug":"hypoteky-nejsou-urcene-pro-vsechny","status":"publish","type":"post","link":"http:\/\/irla.cz\/?p=64","title":{"rendered":"Hypot\u00e9ky nejsou ur\u010den\u00e9 pro v\u0161echny"},"content":{"rendered":"\n\n
\n \n
\n \n
\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n <\/div>\n \n
\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n <\/div>\n<\/div>\n \n\n
\n Rate this post<\/span>\n <\/div>\n <\/div>\n


\n <\/head> Nebankovn\u00ed sektor<\/strong> st\u00e1hl ji\u017e mnoho d\u016fv\u011b\u0159iv\u00fdch klient\u016f s sebou do hlubin zadlu\u017een\u00ed. Chcete b\u00fdt dal\u0161\u00edm, kdo tomu podlehne a up\u00ed\u0161e si na sebe nesmyslnou p\u016fj\u010dku? Jestli\u017ee se v\u00e1m l\u00edb\u00ed p\u0159edstava, \u017ee t\u0159eba dvacet let spl\u00e1c\u00edte \u00fav\u011br, kter\u00fd nen\u00ed v\u00fdhody ani v nejmen\u0161\u00edm, pak ur\u010dit\u011b s chut\u00ed do toho a p\u016fj\u010dte si pen\u00edze pr\u00e1v\u011b od nebankovn\u00ed spole\u010dnosti. Zejm\u00e9na ty spole\u010dnosti, kter\u00e9 se chlub\u00ed t\u00edm, \u017ee jsou schopn\u00e9 v\u00e1m p\u016fj\u010dit i bez nahl\u00ed\u017een\u00ed do registru dlu\u017en\u00edk\u016f<\/strong>, nejsou ke sv\u00fdm klient\u016fm zcela up\u0159\u00edmn\u00e9. Kdyby tyto spole\u010dnosti up\u0159\u00edmn\u00e9 byly, pak by si jen st\u011b\u017e\u00ed n\u011bkdo p\u016fj\u010dit pen\u00edze s nesmysln\u011b nastavenou hodnotou RPSN nebo \u00farokem<\/strong>, kter\u00fd m\u00e1 b\u00fdt \u00fadajn\u011b fixov\u00e1n na n\u011bkolik let.<\/p>\n

\"bohatstv\u00ed\"<\/p>\n

Zamyslete se nad mo\u017enostmi, kter\u00e9 m\u00e1te<\/h3>\n

Abyste si nemysleli, \u017ee nebankovn\u00ed spole\u010dnosti maj\u00ed jenom sam\u00e9 nev\u00fdhody, je dobr\u00e9 si uv\u011bdomit, \u017ee tyto spole\u010dnosti v\u00e1m skute\u010dn\u011b p\u016fj\u010d\u00ed bez toho, aby bylo nutn\u00e9 nahl\u00ed\u017eet do registr\u016f https:\/\/nebankovnihypoteky.net\/hypoteka-bez-registru\/<\/a>. To m\u00e1 v\u00fdhodu zejm\u00e9na tehdy, kdy\u017e jste p\u0159i\u0161li k velmi kvalitn\u00edmu p\u0159\u00edjm\u016fm, kter\u00fdmi budete disponovat po n\u011bkolik des\u00edtek let. Pokud takov\u00e9 p\u0159\u00edjmy m\u00e1te, pak nen\u00ed jedin\u00fd probl\u00e9m vz\u00edt si \u00fav\u011br, kter\u00fd nakonec p\u0159eplat\u00edte t\u0159eba i o 50 %. Ano, i tak \u0161\u00edlen\u00e9 to m\u016f\u017ee b\u00fdt, av\u0161ak samotn\u00e9 banky na tom nejsou o moc l\u00e9pe. U t\u011bch si v\u0161ak m\u016f\u017eete b\u00fdt jisti \u00farokem a RPSN, kter\u00e9 nejsou nastaven\u00e9 tak \u0161\u00edlen\u011b, jako je tomu u t\u011bchto spole\u010dnost\u00ed.<\/p>\n

\"pen\u011b\u017eenka\"<\/p>\n

Nejv\u011bt\u0161\u00ed probl\u00e9m tkv\u00ed v d\u016fv\u011b\u0159e klient\u016f<\/h3>\n

Spole\u010dnosti tohoto typu nejsou a\u017e tak nev\u00fdhodn\u00e9, co se t\u00fd\u010de \u00farok\u016f, ale zejm\u00e9na, pokud jde o skryt\u00e9 a vedlej\u0161\u00ed poplatky<\/strong>. Jakou to m\u00e1 logiku, kdy\u017e mus\u00edte platit u\u017e jenom za zprost\u0159edkov\u00e1n\u00ed a za vy\u0159\u00edzen\u00ed \u00fav\u011bru? To je absolutn\u00ed nesmysl, stejn\u011b jako poplatky za p\u0159ed\u010dasn\u00e9 splacen\u00ed<\/strong> a podobn\u011b.
Samostatn\u00e1 kapitola je v\u0161ak d\u016fv\u011bra klient\u016f, kte\u0159\u00ed se up\u00ed\u0161ou k \u00fav\u011bru, jen\u017e nejsou schopni z dlouhodob\u00e9ho hlediska spl\u00e1cet, a spole\u010dnost jim tento \u00fav\u011br i p\u0159esto schv\u00e1l\u00ed.<\/p>\n

<\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"

Nebankovn\u00ed sektor st\u00e1hl ji\u017e mnoho d\u016fv\u011b\u0159iv\u00fdch klient\u016f s sebou do hlubin zadlu\u017een\u00ed. Chcete b\u00fdt dal\u0161\u00edm, kdo tomu podlehne a up\u00ed\u0161e si na sebe nesmyslnou p\u016fj\u010dku? Jestli\u017ee se v\u00e1m l\u00edb\u00ed p\u0159edstava, \u017ee t\u0159eba dvacet let spl\u00e1c\u00edte \u00fav\u011br, kter\u00fd nen\u00ed v\u00fdhody ani v nejmen\u0161\u00edm, pak ur\u010dit\u011b s chut\u00ed do toho a p\u016fj\u010dte si pen\u00edze pr\u00e1v\u011b od nebankovn\u00ed […]<\/p>\n","protected":false},"author":1,"featured_media":66,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-64","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"yoast_head":"\nHypot\u00e9ky nejsou ur\u010den\u00e9 pro v\u0161echny<\/title>\n<meta name=\"description\" content=\"Vz\u00edt si \u00fav\u011br m\u016f\u017ee v dne\u0161n\u00ed dob\u011b ka\u017ed\u00fd. Je to v\u0161ak skute\u010dn\u011b vhodn\u00e9 nebo \u00fav\u011bry nejsou vhodn\u00e9 pro v\u0161echny? M\u011bjte se na pozoru a neriskujte, kdy\u017e nemus\u00edte.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/irla.cz\/?p=64\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hypot\u00e9ky nejsou ur\u010den\u00e9 pro v\u0161echny\" \/>\n<meta property=\"og:description\" content=\"Vz\u00edt si \u00fav\u011br m\u016f\u017ee v dne\u0161n\u00ed dob\u011b ka\u017ed\u00fd. Je to v\u0161ak skute\u010dn\u011b vhodn\u00e9 nebo \u00fav\u011bry nejsou vhodn\u00e9 pro v\u0161echny? M\u011bjte se na pozoru a neriskujte, kdy\u017e nemus\u00edte.\" \/>\n<meta property=\"og:url\" content=\"http:\/\/irla.cz\/?p=64\" \/>\n<meta property=\"og:site_name\" content=\"irla.cz\" \/>\n<meta property=\"article:published_time\" content=\"2019-09-13T18:00:41+00:00\" \/>\n<meta name=\"author\" content=\"devene\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"devene\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minuty\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Hypot\u00e9ky nejsou ur\u010den\u00e9 pro v\u0161echny","description":"Vz\u00edt si \u00fav\u011br m\u016f\u017ee v dne\u0161n\u00ed dob\u011b ka\u017ed\u00fd. Je to v\u0161ak skute\u010dn\u011b vhodn\u00e9 nebo \u00fav\u011bry nejsou vhodn\u00e9 pro v\u0161echny? M\u011bjte se na pozoru a neriskujte, kdy\u017e nemus\u00edte.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"http:\/\/irla.cz\/?p=64","og_locale":"cs_CZ","og_type":"article","og_title":"Hypot\u00e9ky nejsou ur\u010den\u00e9 pro v\u0161echny","og_description":"Vz\u00edt si \u00fav\u011br m\u016f\u017ee v dne\u0161n\u00ed dob\u011b ka\u017ed\u00fd. Je to v\u0161ak skute\u010dn\u011b vhodn\u00e9 nebo \u00fav\u011bry nejsou vhodn\u00e9 pro v\u0161echny? M\u011bjte se na pozoru a neriskujte, kdy\u017e nemus\u00edte.","og_url":"http:\/\/irla.cz\/?p=64","og_site_name":"irla.cz","article_published_time":"2019-09-13T18:00:41+00:00","author":"devene","twitter_card":"summary_large_image","twitter_misc":{"Napsal(a)":"devene","Odhadovan\u00e1 doba \u010dten\u00ed":"2 minuty"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"http:\/\/irla.cz\/?p=64#article","isPartOf":{"@id":"http:\/\/irla.cz\/?p=64"},"author":{"name":"devene","@id":"http:\/\/irla.cz\/#\/schema\/person\/aa99c6bc5f02759a6f16414d943369e8"},"headline":"Hypot\u00e9ky nejsou ur\u010den\u00e9 pro v\u0161echny","datePublished":"2019-09-13T18:00:41+00:00","mainEntityOfPage":{"@id":"http:\/\/irla.cz\/?p=64"},"wordCount":417,"image":{"@id":"http:\/\/irla.cz\/?p=64#primaryimage"},"thumbnailUrl":"http:\/\/irla.cz\/wp-content\/uploads\/img_a346407_w1722_t1560764803.jpg","inLanguage":"cs"},{"@type":"WebPage","@id":"http:\/\/irla.cz\/?p=64","url":"http:\/\/irla.cz\/?p=64","name":"Hypot\u00e9ky nejsou ur\u010den\u00e9 pro v\u0161echny","isPartOf":{"@id":"http:\/\/irla.cz\/#website"},"primaryImageOfPage":{"@id":"http:\/\/irla.cz\/?p=64#primaryimage"},"image":{"@id":"http:\/\/irla.cz\/?p=64#primaryimage"},"thumbnailUrl":"http:\/\/irla.cz\/wp-content\/uploads\/img_a346407_w1722_t1560764803.jpg","datePublished":"2019-09-13T18:00:41+00:00","author":{"@id":"http:\/\/irla.cz\/#\/schema\/person\/aa99c6bc5f02759a6f16414d943369e8"},"description":"Vz\u00edt si \u00fav\u011br m\u016f\u017ee v dne\u0161n\u00ed dob\u011b ka\u017ed\u00fd. Je to v\u0161ak skute\u010dn\u011b vhodn\u00e9 nebo \u00fav\u011bry nejsou vhodn\u00e9 pro v\u0161echny? M\u011bjte se na pozoru a neriskujte, kdy\u017e nemus\u00edte.","breadcrumb":{"@id":"http:\/\/irla.cz\/?p=64#breadcrumb"},"inLanguage":"cs","potentialAction":[{"@type":"ReadAction","target":["http:\/\/irla.cz\/?p=64"]}]},{"@type":"ImageObject","inLanguage":"cs","@id":"http:\/\/irla.cz\/?p=64#primaryimage","url":"http:\/\/irla.cz\/wp-content\/uploads\/img_a346407_w1722_t1560764803.jpg","contentUrl":"http:\/\/irla.cz\/wp-content\/uploads\/img_a346407_w1722_t1560764803.jpg"},{"@type":"BreadcrumbList","@id":"http:\/\/irla.cz\/?p=64#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"http:\/\/irla.cz\/"},{"@type":"ListItem","position":2,"name":"Hypot\u00e9ky nejsou ur\u010den\u00e9 pro v\u0161echny"}]},{"@type":"WebSite","@id":"http:\/\/irla.cz\/#website","url":"http:\/\/irla.cz\/","name":"irla.cz","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"http:\/\/irla.cz\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"cs"},{"@type":"Person","@id":"http:\/\/irla.cz\/#\/schema\/person\/aa99c6bc5f02759a6f16414d943369e8","name":"devene","image":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","caption":"devene"},"sameAs":["http:\/\/irla.cz"],"url":"http:\/\/irla.cz\/?author=1"}]}},"_links":{"self":[{"href":"http:\/\/irla.cz\/index.php?rest_route=\/wp\/v2\/posts\/64","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/irla.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/irla.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/irla.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/irla.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=64"}],"version-history":[{"count":0,"href":"http:\/\/irla.cz\/index.php?rest_route=\/wp\/v2\/posts\/64\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/irla.cz\/index.php?rest_route=\/wp\/v2\/media\/66"}],"wp:attachment":[{"href":"http:\/\/irla.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=64"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/irla.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=64"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/irla.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=64"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}